Should You Use a Tax Pro or File Yourself? A Cost vs. Value Guide
Tax season brings one big question for many filers: Should I hire a professional or do it myself? The answer depends on your financial situation, confidence level, and what you value more—time or money.
🧾 Filing Yourself: The Budget-Friendly Route
Best for:
Simple returns (W-2 income, standard deduction)
Tech-savvy individuals
Those comfortable doing their own research
Pros:
Low cost or free with IRS Free File
Convenient and quick for basic returns
Cons:
Easy to miss deductions or credits
No help if you’re audited
Can be time-consuming if you’re unsure about tax rules
👨‍💼 Hiring a Tax Professional: Paying for Peace of Mind
Best for:
Self-employed, freelancers, or small business owners
Investors or rental property owners
Life changes (marriage, divorce, new dependents, etc.)
Pros:
Maximized deductions and credits
Personalized advice
Audit support and year-round guidance
Cons:
Higher upfront cost
Requires more document prep on your end
So, What’s the Real Value?
While DIY software may save money upfront, a tax pro could save you more in the long run—especially if your return is even slightly complex. It’s about value, not just cost.
Need Help Deciding?
At SuperNOVA Tax Solutions, we offer transparent pricing and free consultations to help you decide whether professional tax help makes sense for you this year.